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| MOBI finchoice.mobi | CALL 0861 346 246 | SMS 'LOAN' 083 8555 700 |
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| | Hi,
We've attached your electronic statement for May 2016.
This month, you'll stand a chance of winning your share or R5 000 by simply telling us about
your experience on finchoice.mobi and what it's like for you to send us your documents.
We also explain some of the terminology we use and announce the names of the 10 lucky
winners from our competition published in February's issue.
Until next time!
The FinChoice team | |
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 | Tell us about your experience on our finchoice.mobi site. What it is like and is it
making your life easier? Let us know and you could be one of five lucky customers
who will each walk away with R500!
PLUS your stories could get featured in our next FinChat newsletter!
Send your stories to competitions@finchoice.com and please include your ID number
in the subject line.
Terms and conditions apply. |  | |
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 |  | No travelling. No queues. No fuss. | | It's quick and easy to use. | | You can use it on the go via your cell phone. | | Will cost much less than a phone call and KwikServe®. | | Use it 24/7 when and where you like. | | Private with nobody 'listening in'. | | Secure and pin-protected. | |  | |
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 | Congratulations to all our competition winners! These customers won R1000 each
by simply using finchoice.mobi See how you can manage your FinChoice account
by visiting finchoice.mobi
April Matsietsi • Bindura Shepard • Pius Bogopane • Nicolene Haskins
Martha Lithebe • Nozuko Manakyi • Suzan Mtshali • Nosipho Ntseke
Samantha Pillay • Tembeka Zenzile |  | |
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| |  You might have noticed that the loan
process is now different. We know this can
be frustrating, but in order to protect you, all
credit providers are now required to collect
proof of income documents for all credit
applications. We want to thank the thousands
of customers who have already sent us their
payslips and bank statements.
Please remember, if you bank with Absa,
Nedbank or Standard Bank, we can get your
bank statement for you at no cost to you, easy and secure. Alternatively, you can
upload your proof of income via WhatsApp on 063 482 7799 or to finchoice.mobi/docs,
email us at docs@finchoice.com or fax to 021 680 8257.
We really want to make this as easy for you as possible. If you can think of any other
way, please let us know by emailing us at competitions@finchoice.com.
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 | Let us know how you’re finding the process of sending us your documents. We know it’s something new and we are curious to know how you feel about it all and if you have any comments on how we can make it easier for you. Let us know and you could be one of five lucky customers who will each walk away with R500!
PLUS your stories could get featured in our next FinChat newsletter!
Send your stories to competitions@finchoice.com and please include your ID number
in the subject line.
Terms and conditions apply. |  | |
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| | We know some of the words we use can seem a bit complicated. So we've chosen
a few below and here we describe what they mean in plain, simple English.
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| |  | Debt review
Debt review is when you are struggling to pay off your debt and a debt counsellor
helps you by negotiating with your creditors (the companies you owe money
to) to reduce your repayments and pay it off over a longer time. | | |
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| | | Administration
Administration is a legal process to help you when you can't pay all your debt
repayments and get a debt administrator, usually a lawyer, to arrange paying
off your debt in smaller amounts over a longer time. It takes longer to pay off
your debt through administration than through debt review. | | |
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| | | Insolvent
You are considered insolvent if your debt is more than your income. | | |
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| | | Sequestration
Sequestration is the process by which an insolvent person (someone whose debts
are more then their income) applies to the High Court of South Africa to write off
80% of their debt as a final resort because they cannot pay their debt.
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You are receiving this email because you opted in to receive FinChoice mailings or indicated you
were interested in receiving communications from the homechoice group. Be sure to add us to your
safe senders list in your contacts.
FinChoice is an authorised financial services provider (FSP no. 46142). Guardrisk Life
Limited (FSP no. 76) is an authorised financial services provider. FinChoice is a registered credit
provider (NCRCP 434). FinChoice advocates responsible lending, therefore the granting
of loans is at the sole discretion of FinChoice and the amount you qualify for depends
on your individual circumstances. |
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