Hello <Client name here> 

 

I hope you’re healthy and well. 

 

COVID-19 has brought a lot of uncertainties in our lives. In addition to being a serious global health crisis, this pandemic has driven dramatic swings in the markets. 

 

I can understand the worry you may be feeling. You might also have questions about your Sun Par policy – and how it might be affected. 

 

Your policy has guarantees built into it. These help protect you during difficult times. 

• You still have your coverage if your policy is in good standing.
• The guaranteed cash values in your policy won’t change.

 

Market crashes and low interest rates won’t affect the total cash value that has built in your policy to date, unless you request to access it (for example, through a cash withdrawal, a policy loan or premium offset).

 

Your participating policy helps bring you stability, even when markets are volatile.  

 

We issued our first participating policy in 1871. We’ve paid a dividend every year since 1877. Even during times of economic difficulty.   

 

Talk to me if you have any questions. I’m here to help.  

 

Sincerely,

 

<advisor details>